Please, just be safe.

Think safe, act safe, be safe! There comes a time when life throws you a fast ball, and hard decisions are coming your way. Emotions are telling you one thing, your family may be telling you another. There's your doctor's opinions and your financial advisor's opinions and many others. How do you decide what's best for yourself and your loved one and when it's time for an elder-care facility? In most cases the decision is already made for you and the explanation is clear. Where will my loved one be safe? Where will I be safe? That's really all that is behind a very difficult choice. Recently, I spoke with a couple facing just that dilemma. She was terrified to have to care for her husband ful

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